Buying or Leasing

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Buying vs. Leasing a New Mazda

There are many benefits to financing or leasing a new Mazda3, Mazda6, Mazda CX-5 or a Mazda CX-9 here at Evansville Mazda but determining which option is best for you is made simple when you go over all your options with our expert finance team serving the drivers in Newburgh and Jasper, IN. Once you're ready to move in the direction of your new or pre-owned Mazda vehicle, here are some pros and cons to consider before finalizing your decision to finance or lease.

Benefits of Leasing

If you're looking to lease your vehicle, you may be the type of driver who loves to change models every few years. Leasing makes driving the areas of Owensboro simple, and though the Mazda vehicle is still owned by the dealership, you benefit in a variety of ways.

  • Typically lease payments are lower than a car loan payment.
  • Many lease agreements cover basic maintenance, and the dealership covers the cost.
  • Leasing a vehicle usually entails a smaller down payment and affordable monthly payments. However, your credit score must be up to par.
  • Drivers have the option to turn in their leased vehicle for a new model with updated technology once their lease term expires.
  • When drivers lease a new car, they save on sales taxes they would have to pay when leasing.
  • Some cons about leasing a vehicle, is you must stay within the agreed mileage, and if you go over, you may have to pay extra fees. Also, if there are damages, or wear and tear on your vehicle, you may be required to pay additional fees upon the termination of your lease.

Benefits of Financing

If you're a driver who loves owning your vehicle, making a down payment and paying off a monthly loan is the best option if you wish to commute on the roads and highways of Henderson, KY for the long-haul. Here are some of the pros and cons of financing a new Mazda.

  • When you finance a new vehicle, it is yours as long as you maintain monthly payments. Once you pay off your vehicle, you don't have to worry about payments or other fees as you would if you lease.
  • When you finance a Mazda, it is yours to customize to your liking. Installing aftermarket accessories, engine components, or interior features is up to you, and there are no limitations.
  • Your credit history doesn't have to be excellent. Though you may pay higher interest rates.
  • No Mileage restrictions to worry about as you would when leasing.
  • Maintenance and routine auto service scheduling is solely up to you.

Now that you know more about leasing, what new Mazda are you interested in for Evansville IN driving?

Learn more from our FAQ about leasing or by filling out and sending in an online finance application and expect a timely response from a member of our finance team. We make the transition into your new or pre-owned Mazda simple, and we'll walk you through the entire process!

Contact a Finance Specialist about Buying vs Leasing

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Lou Fusz Mazda Evansville

4500 E Division St
Directions Evansville, IN 47715

  • Sales: 812-494-7997